4
Cryptocurrency
While the crypto market has experienced severe volatility in the past few years, with
many crypto coins and exchanges collapsing, criminals remain keenly interested in using
cryptocurrencies.
Crypto is particularly appealing to criminals due to:
Anonymity:
While transactions are recorded
on the blockchain, the identities of
transaction makers are unknown.
Easy storage & transfer:
Unlike cash, requires no physical
space to store and can be swiftly
moved.
Borderless:
Crypto can be transferred across
borders without currency controls,
regulations or other barriers.
Criminals are using crypto to facilitate fraud, money laundering, drug trafficking, terror
funding, ransomware attacks and other cybercrimes. The types of crimes and sophistication of
techniques are constantly evolving, forcing law enforcement to keep up.
Sanctions evaders are bypassing economic regulations by leveraging cryptocurrencies
1
.
Criminals are increasingly moving away from Bitcoin and turning to stablecoins, such as USDT
and USDC, due to volatility in the crypto market. Stablecoins are cryptocurrencies that attempt
to maintain price stability by keeping reserves of fiat currencies, or through other methods.
Impact:
Access & speed:
Transactions are not processed through
traditional financial institutions, and
trading can be done easily and cheaply
through a wallet app or crypto ATM.
In fact, 61.5% of illicit crypto transaction volume in 2023 came from activity associated
with sanctioned entities
2
.
While Bitcoin was the currency used in 97% of illicit trade volume in 2016, in 2022 it
accounted for only 19%
3
, in part due to the move to stablecoins.
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