Unfriendly or unregulated exchanges
Crypto exchanges are subject to “Know Your Customer” (KYC)
guidelines for financial services, which aim to prevent businesses
from being used by illicit actors for money laundering. In many
countries, the regulatory environment establishes KYC as a
mandatory and crucial procedure for financial and even
non-financial institutions. One of the key elements of KYC policies
is customer identification procedure, in which customers are
required to present a valid ID before being able to cash-out their
crypto funds.
In some cases, an exchange does not comply or is not legally
obligated to comply with KYC due to local laws. In these
instances, customers are not asked to present their IDs, and even
if they are, the exchange might not be willing to cooperate with
law enforcement agencies and provide the necessary information
regarding the crypto user’s identity.
Decentralized exchanges
Some exchanges rely on a decentralized network of peer-to-peer
servers, which allows transactions to take place securely and
without the need for a third-party entity or intermediary. Due to a
lack of a central point of contact or KYC process, law enforcement
agencies don’t have a point of contact with whom to cooperate to
reveal illicit actors’ identities.
Investigators may hit hit
roadblocks during exchange
investigations for many reasons:
1
Cooperation with global, peer-to-peer or
unregulated exchanges 2 3
Keeping up with financial investigations in the crypto age 12